Attention homeowners in Honolulu and Honolulu County: Get an Appraisal today!

See the top seven reasons why HI homeowners hire APPRAISAL SERVICES Of HAWAII:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a HI property tax assessment
Remove PMI to reduce their monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a HI divorce, where real estate property needs to be divided
Settle an estate in HI by determining the true market value of property in question

Need help determining the value of your house in or near Honolulu, HI?
Contact APPRAISAL SERVICES Of HAWAII.

We at APPRAISAL SERVICES Of HAWAII understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a homeowner that most likely doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at APPRAISAL SERVICES Of HAWAII, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At APPRAISAL SERVICES Of HAWAII, we're seasoned in helping people just like you remove unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that's declining or not appreciating as much as other properties nearby. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting a professional appraisal from APPRAISAL SERVICES Of HAWAII is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. APPRAISAL SERVICES Of HAWAII can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.